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Health Savings Accounts offer advantages that both employers and individuals will appreciate.

HSA advantages for consumers include:
Tax-deductible contributions
HSA account interest is tax-deferred
HSA withdrawals can be used to pay for any qualified medical expense
HSA’s are portable and owned by the individual; contributions cannot be taken away
Unspent balances carry over and can accumulate over a lifetime to be used at retirement to pay for uncovered medical expenses. (However, consumers may not contribute once they reach age 65.)
HSA’s may be passed on to a surviving spouse tax free if the account holder should pass away
Stay healthy, wealthy and wise with health savings accounts

Advantages for Employers:
Reduced Premiums - You can reduce your insurance premiums substantially by switching to an HSA-qualified high-deductible health plan.
Tax savings - Your contributions to the HSA are made with pre-tax dollars

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